Homebuyers can now purchase homes with no down payment usinggovernment-backed FHA, USDA, and VA loans. Additionally, as Owners ofthese homes, sellers (Us) can offer seller credits to help buyers with closingcosts & lowering interest rates.

(See Our YouTube Page for Lender Interviews) In Order to purchase a home,an individual will need Proof of Income & workable credit score (600+).Thereafter, a Pre - Approval letter will be generated to determine whichhome we can offer you.

An Interest rate buy down is a form of assistance a seller can provide inorder to lower a potential buyer’s interest rate, making their monthly payment more affordable.

A title company is a third-party company that protects real estatetransactions by researching and insuring the title of the property. Thecompany ensures that the seller has the legal right to sell the property andthat there are no liens or other encumbrances on the title that could affectthe buyer's ownership. Title companies also offer title insurance to protectbuyers and lenders from financial losses if there are any problems with thetitle after the sale.

Earnest money, also known as good faith money, is a deposit that a buyermakes to a seller as a show of their commitment to purchasing a property. Itis typically 1-3% of the purchase price of the home and is held in an escrowaccount until the closing of the sale.

The purpose of earnest money is to protect both the buyer and the seller. Itprotects the buyer by ensuring that the seller does not take the property offthe market after the buyer has made an offer. It protects the seller bycompensating them for their time and expenses if the buyer backs out of thedeal.

A home inspection period is a contingency period in a real estate transactionthat allows the buyer to have the property inspected for any defects orproblems. The inspection period typically lasts for 5 to 15 days, and duringthis time the buyer can hire a professional home inspector to assess thecondition of the property.

Moving into your new home has many moving parts. The quicker thepotential home buyer can submit paper to the home the quicker we canclose the loan. In best instances we have seen 30-35 day closes if all partieswork together efficiently from contract date.